What are Some Auto Insurance Discounts
Posted by admin at 12:07 | Filed In Auto Insurance Broker
Believe it or not, companies offer discounts on auto insurance. You may qualify if you meet certain criteria. Therefore, it is imperative you inquire. Discounts include:
Safe driver discount: Avoiding the cost of repairs and speeding tickets saves drivers money right off the bat; however, some states reward safe drivers with discounts.
Specialized occupation discount: Shockingly, occupation does play a role. If you or your spouse is currently employed as an engineer, educator, or a scientist, you may be eligible for an auto insurance discount. It may not be smart to quit your job; however, it is just something to keep in mind.
Car alarms: Investing in a car alarm will give you peace of mind however it may save you money on auto insurance as well. Other devices such as certified car tracking systems may also earn you a car alarm discount.
Safety equipment: Buy a car with the latest in safety equipment. Safety equipment could save your life but more importantly it will save you money on your auto insurance. (Just kidding) Items that may qualify you for a discount include: anti-lock brakes, automatic seatbelts, and airbags.
Multifamily/ multipolicy discounts: If you buy more than one type of insurance through the same company (e.g. auto and homeowners) you may receive a discount. You might also qualify if you insure multiple cars under the same policy or with the same company.
Defensive- driving classes: Defensive driving can often reward you with a 10 percent discount on your premium.
Good student discount: Students with a GPA of 3.0 or higher can be eligible for discounts as much as 25 percent.
Retirement discounts: Since you are likely to be driving less when your working days are over, you can often earn a discount upon retirement.
Association and group discounts: Discounts may be available for affiliation with all sorts of associations- your alma matter, a military group, and a professional organization. You could even earn a discount if you work for a large employer.
College kids who are far away discounts: If you kid goes to a school more than 100 miles away from your car, you may qualify for a discount.
Hopefully you have learned a little about the many money saving discounts offered by Auto Insurance carriers
By: Daniel Eccleston
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